Our Services
Casualty Lines
BUSINESSES WE CAN COVER
- Construction
- Energy and utilities
- Communications
- Manufacturing
- Multinational risks of all shapes and sizes
- Transportation
- Wholesale trade
Comprehensive General Liability
Businesses have a duty of care to their customers, as well as to the general public. Legal defence and compensation costs that follow an accident or injury caused by your company’s activities can be crippling. Comprehensive General Liability cover ensures that the injured party receives fair compensation without putting your business at risk.
WHAT IS COVERED?
- Policy limits up to US$100 million
- Cover for injury to any third party, or third party property damage arising from your business operations, including the sale of your products
- Cover available on a primary, excess or umbrella basis
- Sub-limited cover for goods in your care, custody and control.
BUSINESSES WE CAN COVER
- Manufacturing industries
- Distribution businesses
- Wholesale businesses
- Retail businesses
- Food industry businesses
- Power and Energy
- Transportation and Logistics
Product Liability
A manufacturer may be held liable for bodily injury or damage to property of others caused by defective products.
WHAT IS COVERED?
Covers legal liability of the insured due to bodily injury or property damage caused by a defective product which is manufactured, distributed or sold by the insured.
BUSINESSES WE CAN COVER
- Civil contractors
- Environmental consultants
- Site remediation/clean-up and demolition contractors
- Above and underground storage tank contractors
- Emergency clean-up contractors
- Asbestos and PCB contractors
- Maintenance contractors
- Electrical contractors
- General contractors
Environmental Imparment Liability
Environmental insurance provides customers with the broad coverage they need to adequately protect their business from the continuously changing environmental landscape.
WHAT IS COVERED?
- Bodily injury and property damage, including pollution clean-up coverage.
- On and off-site clean-up coverage.
- Legal defence coverage.
- Contract-specific or blanket cover options.
- Retroactive date at policy inception. Prior acts coverage may also be available if the insured has been continuously covered on a claims-made basis.
- Option of an occurrence-based policy providing ongoing cover for gradual pollution releases.
BUSINESSES WE CAN COVER
- Maintenance works / repair
- Survey
- Equipment rental / servicing
- Cleaning services
- Engineering works
- Drilling /exploration
- Security services
- Catering
Oil & Gas Service Contractors
It provides comprehensive cover for Workmen’s Compensation and Employer Liability and General Liability for oil and gas contractors working onshore and/or offshore. The policy can either be contract specific or provide for annual open cover.
WHAT IS COVERED?
- Voluntary Worker’s Compensation and Employer’s Liability Covers your legal liability under statutory Worker’s Compensation legislation or common law when your employees are injured in the course of their employment.
- Public and Products Liability* Protects you against your legal liability in respect of bodily injury and/or property damage to third parties as a result of your operations and projects.
BUSINESSES WE CAN COVER
Any hazard risk industries such as shipyard, offshore, scaffolding, diving, airline to low-hazard office risk industries.
Workmen’s Compensation & Employers Liability
This product gives financial protection to employers who may be legally liable to provide compensation to workers for accidental personal injury and/or death caused during the course of employment.
WHAT IS COVERED?
Employers Liability policy protects businesses against the costs of compensating employees who are injured or have fallen ill in the course of their work. It also covers associated costs such as claimants’ legal fees and the costs of defending the action.