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Professional Indemnity

Professional Indemnity

Professions like Accountants, Architects, Engineers Lawyers and Doctors  are highly regulated by local authorities and in many cases these professions are legally required to have professional indemnity insurance in place.

As a consequence of globalisation, when tendering for business overseas companies (especially those in the US, Europe, UK, and Australasia), professional service providers in South East Asia are increasingly subject to having professional indemnity insurance as one of the pre-requisite requirements.

Why You Need This ?

Financial Protection

A single claim can ruin a business financially since litigation can be expensive, time-consuming and resource-consuming. Minaris’ Professional Indemnity insurance specialist advice will ensure you are fully covered when faced with such claims.

Reputation Protection

If you are a professional, your reputation is everything and maintaining this reputation is critical. In the event of a claim, our claims team will conduct the claim process efficiently and discreetly to safeguard our Insured's reputation.

Customer Protection

Professional Indemnity insurance aims to remove the financial burden for the professional service provider. This helps to minimise the fear of economic loss and provides peace of mind which enables the professional to focus on what’s important – servicing their clients

Litigation Environment

The increasing economic interdependency and culture exchange between the West and the East is contributing to higher claims awareness among professionals like yourself. The rapidly escalating number and size of professional indemnity claims demonstrate the litigious environment in Southeast Asia.



We have Professional Indemnity insurance solutions that address the exposures faced by professionals in a variety of industries. We cover professions like:-

  • Employment Agencies
  • Investment Managers
  • Management Consultancy Firms
  • Multimedia Firms
  • Property Managers
  • Surveyors and Real Estate
  • Technology
  • Telecommunications
  • Travel Agents


  • Any actual or alleged breach of duty
  • Negligent act, error, emission, or misstatement
  • Misleading statement
  • Breach of warranty of authority committed in good faith
  • Breach of confidentiality which occurs in the performance of or failure to perform Professional Services
  • Defamation Provides cover for any actual or alleged libel or slander committed without malice by reason of words written, spoken or broadcast in the course of providing Professional Services.
  • Intellectual property rights infringement Provides cover for an unintentional infringement of any intellectual property right of any Third Party, other than patents.
  • Loss of documents Provides cover for damages due to destruction or damage to, or loss, distortion, erasure or mislay of a Third Party’s Documents for which the Insured is legally responsible, provided that the destruction or damage to, or loss, distortion, erasure or mislay of such Third Party’s Documents.
  • Dishonesty of employees Provides cover to the Insured (who is not the actual perpetrator) for any fraud or dishonest conduct of an Employee.
  • Defence costs Covers reasonable fees, costs and expenses incurred by or on behalf of the Insured in the investigation, defence, adjustment, settlement or appeal of any Claim.
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