Author name: KH CHEW

KH Chew is the Founder and Risk Advisor of Minaris, with over 30 years of experience in the insurance industry. He holds a Diploma in Insurance from the Malaysian Insurance Institute (MII), which laid the foundation for his in-depth expertise in property, financial lines, and other general insurance products. He is widely recognized for developing tailored insurance schemes for professionals and businesses across Malaysia. KH is also a passionate advocate for risk management and regularly advises clients and trade associations on comprehensive coverage strategies.

professional indemnity insurance for maritime training centres

Professional Indemnity Insurance for Maritime Training Centres & Seafarer Institutes

Maritime training sits under a level of regulatory scrutiny that few other training sectors face. Every certificate a Malaysian maritime training centre issues feeds into a seafarer’s legal right to work on board a vessel, under standards set by international convention and enforced domestically by the Marine Department Malaysia.  That combination of international compliance, physical […]

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clinical psychologist

Professional Indemnity Insurance for Clinical Psychologists in Malaysia

Clinical psychology in Malaysia has just crossed a threshold. As recently as mid-2025, the title “clinical psychologist” carried no legal protection at all — anyone could use it regardless of training.  Under the Allied Health Professions Act 2016, the government has moved into active registration and is beginning enforcement, formally recognising clinical psychologists as regulated

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professional indemnity insurance for lawyer

Professional Indemnity Insurance for Lawyers in Malaysia: Understanding Different Coverage Needs

A single missed limitation deadline or a misfiled conveyancing document can expose a law firm to a claim running into hundreds of thousands of ringgit. That is why Professional Indemnity Insurance for lawyers is not optional in Malaysia — it is a statutory condition of practice. Every advocate and solicitor renewing their Sijil Annual must

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Amanah dan Perlindungan Profesional: Mengapa HIMAYA Memilih Pendekatan Takaful

Profesion guaman dibina atas kepercayaan. Klien menyerahkan dokumen penting, transaksi bernilai tinggi, maklumat sulit dan keputusan yang boleh memberi kesan besar terhadap kehidupan atau perniagaan mereka kepada seorang peguam. Di sebalik setiap tugasan tersebut terdapat satu nilai utama: Amanah. Atas prinsip inilah HIMAYA diperkenalkan sebagai pilihan Takaful Top-Up Professional Indemnity untuk firma guaman. Mengurus risiko

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who need professional indemnity insurance

Who Needs Professional Indemnity Insurance in Malaysia?

Professional Indemnity Insurance may be relevant for individuals and businesses that provide specialised advice, services or expertise. A mistake, omission or misunderstanding can result in a complaint, financial demand or legal claim. Even a relatively small professional error may be connected to a project or transaction involving significant financial exposure. Understanding whether your profession requires

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professional indemnity insurance

Is Professional Indemnity Insurance Worth It in Malaysia

For many Malaysian businesses — especially those offering professional services — one question often comes up: 👉 Is Professional Indemnity Insurance (PII) really worth it, or just an extra cost? At first glance, it may seem like an optional expense. But when you factor in legal risks, client expectations, and potential financial exposure, the answer

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documentation failures in community pharmacies

Documentation Failures in Community Pharmacies Can Lead to Serious Legal Problems

In community pharmacy practice, proper documentation is often overlooked until a complaint or legal dispute arises. However, documentation can become one of the most important factors when defending professional negligence allegations. This is why professional indemnity insurance for pharmacist is increasingly important for community pharmacists in Malaysia. Documentation Is a Professional Responsibility According to the

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what happens if business website got hacked

What Happens If Your Business Gets Hacked in Malaysia

Cyberattacks are no longer a “big company problem.” In Malaysia, SMEs and mid-sized businesses are increasingly targeted due to weaker security controls and limited internal IT resources. If your business gets hacked, the impact goes far beyond system downtime. It can trigger: Financial losses Legal penalties Operational disruption Long-term reputational damage This guide breaks down

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Professional indemnity insurance for physiotherapist

Is Professional Indemnity Insurance Mandatory for Physiotherapists in Malaysia

Physiotherapists play a vital role in Malaysia’s healthcare ecosystem, providing hands-on treatment, rehabilitation services, and clinical advice to patients recovering from injuries, surgeries, and chronic conditions.  Given the physical and professional nature of physiotherapy work, questions often arise around risk exposure—particularly whether professional indemnity insurance for physiotherapists is mandatory. This article explains whether professional indemnity

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