Author name: KH CHEW

Commercial General Liability Insurance (CGL) is often seen as a “catch-all” business protection plan — but in reality, it has specific and defined areas of coverage.  Understanding exactly what is (and isn’t) covered will help Malaysian business owners make informed decisions when choosing a policy. This article breaks down each main coverage area of a […]

In today’s unpredictable business world, even the most cautious Malaysian business owner can face unexpected liability risks. A customer slips in your store. A subcontractor accidentally damages client property.  A defective product leads to injury. Any of these situations can result in lawsuits, financial loss, and long-term reputational damage. That’s where Commercial General Liability Insurance

Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the

Filing a general liability insurance claim can feel overwhelming, especially if you’ve never done it before. But in the event of an accident, property damage, or legal dispute, knowing how to respond quickly and correctly can make all the difference.  In this guide, we’ll walk you through exactly how to file a Comprehensive General Liability

Running a small or medium-sized enterprise (SME) in Malaysia comes with its share of challenges—and risks. From customer slip-and-fall incidents to third-party property damage or advertising disputes, liability claims can hit unexpectedly and hard.  One of the best ways for SMEs to protect themselves is through general liability insurance, also known as comprehensive general liability

Understanding the cost of general liability insurance is crucial for business owners in Malaysia. Whether you’re an SME or a growing enterprise, knowing what influences your premium can help you make informed decisions and avoid overpaying.  This article breaks down the key cost factors, typical price ranges, and tips for managing your insurance budget while

When it comes to protecting your business, liability insurance plays a vital role. However, many business owners in Malaysia struggle to understand the differences between Public Liability Insurance and Comprehensive General Liability (CGL) Insurance.  While both provide essential protection, they serve different purposes. This article explains how they compare, what each one covers, and how