Author name: KH CHEW

KH Chew is the Founder and Risk Advisor of Minaris, with over 30 years of experience in the insurance industry. He holds a Diploma in Insurance from the Malaysian Insurance Institute (MII), which laid the foundation for his in-depth expertise in property, financial lines, and other general insurance products. He is widely recognized for developing tailored insurance schemes for professionals and businesses across Malaysia. KH is also a passionate advocate for risk management and regularly advises clients and trade associations on comprehensive coverage strategies.

cyber insurance cost in malaysia

How Much Does Cyber Insurance Cost in Malaysia

As cyber threats continue to rise across Malaysia, more businesses are investing in cyber security insurance. But one of the first questions business owners ask is: “How much does cyber security insurance cost in Malaysia?” The short answer? It depends. The long answer involves understanding your business’s risk profile, industry, data sensitivity, and security practices […]

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cyber security insurance worth it

Is It Worth Having Cyber Insurance? A Guide for Malaysian Consumers and Businesses

In today’s digitally driven world, the question is no longer if a cyber attack will happen — but when. Whether you’re a business handling sensitive client data or an individual storing personal information online, cyber threats are very real and increasingly common.  From ransomware and phishing scams to data breaches and email fraud, the financial

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cyber security insurance not optional anymore

Cybersecurity & Cyber Insurance Under the 2024 Act

If Airports Can Be Attacked, What About Your Business? 🛡 With the Cyber Security Act 2024 in Effect, Cyber Insurance Is No Longer Optional 📖 Inspired by: “Cybersecurity is National Security” – The Edge Malaysia, March 25, 2025 When Malaysia Airports Holdings Bhd (MAHB) was hit with a US$10 million ransom demand during a major

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comprehensive general liability insurance claim

How to File a Comprehensive General Liability Insurance Claim – A Step-by-Step Guide for Malaysian Businesses

Filing a general liability insurance claim can feel overwhelming, especially if you’ve never done it before. But in the event of an accident, property damage, or legal dispute, knowing how to respond quickly and correctly can make all the difference.  In this guide, we’ll walk you through exactly how to file a Comprehensive General Liability

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liability insurance for sme business owner

Do Malaysian SMEs Need Liability Insurance

Running a small or medium-sized enterprise (SME) in Malaysia comes with its share of challenges—and risks. From customer slip-and-fall incidents to third-party property damage or advertising disputes, liability claims can hit unexpectedly and hard.  One of the best ways for SMEs to protect themselves is through general liability insurance, also known as comprehensive general liability

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general liability insurancec cost malaysia

General Liability Insurance Cost in Malaysia – What Affects Your Premium

Understanding the cost of general liability insurance is crucial for business owners in Malaysia. Whether you’re an SME or a growing enterprise, knowing what influences your premium can help you make informed decisions and avoid overpaying.  This article breaks down the key cost factors, typical price ranges, and tips for managing your insurance budget while

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public liability vs comprehensive general liability

Comprehensive vs Public Liability Insurance – What’s the Difference?

When it comes to protecting your business, liability insurance plays a vital role. However, many business owners in Malaysia struggle to understand the differences between Public Liability Insurance and Comprehensive General Liability (CGL) Insurance.  While both provide essential protection, they serve different purposes. This article explains how they compare, what each one covers, and how

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general liability insurance coverage

What Does General Liability Insurance Cover?

As a business owner, protecting your company from unexpected risks is essential to long-term sustainability. General liability insurance, often referred to as Comprehensive General Liability (CGL) insurance, is one of the most important types of coverage available.  But what exactly does it cover? This article breaks down the key areas protected under a general liability

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comprehensive general liability insurance

Comprehensive General Liability Insurance – Your Essential Guide

Protecting your business from the unexpected is no longer optional—it’s essential. At Minaris, we believe in empowering businesses with the right insurance solutions that provide peace of mind and long-term resilience.  This guide walks you through everything you need to know about comprehensive general liability (CGL) insurance in Malaysia, including coverage details, exclusions, who needs

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public liability vs general liability

What’s the Difference Between Public & General Liability

When running a business in Malaysia, it’s critical to protect yourself from unexpected risks—especially those that involve injury, property damage, or legal claims. That’s why liability insurance is a core component of business risk management.  But with terms like public liability insurance and comprehensive general liability insurance being used interchangeably, many business owners find it

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