Author name: Jayadarshiniy Sankar

Jayadarshiniy Sankar is a Senior Insurance Advisory Manager with a background in law and over 5 years of experience in professional indemnity and general insurance. She specializes in regulatory compliance and client solutions, delivering tailored coverage with prompt, results-driven support while actively educating clients through industry content and guidance.

cyber insurance vs public liability insurance

Cyber Insurance vs. Public Liability Insurance: What’s the Difference for Malaysian Businesses

For many Malaysian business owners, navigating the world of insurance can feel like decoding a foreign language.  Two essential types of coverage that often cause confusion are cyber insurance and public liability insurance. While both offer critical protection, they cover very different risks. In today’s digital economy, understanding the difference between these two insurance types […]

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cyber security insurance plan

Best Cyber Security Insurance Plans for Malaysian SMEs in 2025

Cybercrime is no longer a concern exclusive to large corporations. In Malaysia, Small and Medium Enterprises (SMEs) are now among the most frequent targets of cyberattacks — from phishing scams and ransomware to data breaches and business email compromise.  Unfortunately, many SMEs still lack the protection they need. That’s where cyber security insurance comes in.

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bariaric surgery insurance policy

Bariatric Surgery & Employee Benefits in Malaysia

When we think about employee benefits, we often imagine a safety net— coverage for medical emergencies, surgeries, and hospital stays. But what happens when an employee’s health condition requires a procedure often misunderstood as “cosmetic”? Let’s talk about bariatric surgery—a medically recognized treatment for severe obesity and related conditions like hypothyroidism, diabetes, hypertension, and sleep

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rcb2 insurance

RBC 2 & Insurance Industry Consolidation in Malaysia

Malaysia’s general insurance sector is entering a period of transformation as new solvency rules under Risk-Based Capital Framework 2 (RBC 2) are set to take effect in 2027. The upcoming framework is expected to push insurers to restructure, consolidate, and possibly increase premiums, due to the need for higher capital reserves—especially for catastrophe risks like

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