On 11 December 1993, Block 1 of Highland Towers collapsed after days of heavy rainfall and a landslide. Forty-eight lives were lost, and the country came to a standstill. Court actions and compensation dragged on for years, and the settlement figure—often cited in the tens of millions of ringgit—became shorthand for how devastating a single […]
In Malaysia, fire safety isn’t just best practice—it’s the law. The Uniform Building By-Laws (UBBL) 1984 sets minimum requirements for escape routes, fire resistance, compartmentation, access for fire appliances, and more. When designs miss these requirements—or when later interpretations reveal gaps—projects face delays, costly rectification, and potential negligence claims against the design team. That’s why
Fire, Code & Liability: How UBBL Non-Compliance Becomes a PII Claim in Malaysia Read More »
Architects and engineers turn ideas into buildings people use every day—homes, malls, hospitals, schools. In Malaysia, they also have to make sure designs follow local laws and safety rules. Most of the time, projects go smoothly. But when something slips—an error in calculations, a missing safety feature, or the wrong material—clients can face delays, extra
In today’s legal landscape, relying solely on the mandatory PII limit of RM350,000 per claim may leave your firm exposed — especially when handling complex transactions, high-value litigation, or corporate advisory matters. That’s where a Top-Up Professional Indemnity Insurance (PII) policy becomes essential. At Minaris, we specialise in tailoring cost-effective Top-Up PII solutions, allowing legal
When a cyberattack strikes, most organizations immediately think of IT — servers, systems, and software. But in reality, recovering from a cyber incident requires far more than just technical fixes. Behind every successful recovery is a Specialist Incident Response Ecosystem — a coordinated team of experts who work together to contain the breach, protect the
The Unsung Heroes of a Cyber Breach: Inside a Specialist Incident Response Ecosystem Read More »
Decode Top-Up Professional Indemnity Insurance: 23Key Terms Every Law Firm Should Know When buying Top-Up Professional Indemnity Insurance (Excess Layer PII) for law firms in Malaysia, the policy wording often comes with technical terms that can be confusing. At Minaris Risk Management, we believe in making things simple for our clients. Here’s a clear explanation
Decode Top-Up Professional Indemnity Insurance: 23 Key Terms Every Law Firm Should Know Read More »
Understanding Territorial and Jurisdictional Limits inLiability & Casualty Insurance When it comes to liability and casualty insurance, two terms often create confusion: Territorial Limit Jurisdictional Limit They may sound similar but serve very different purposes. If misunderstood, they can lead to unexpected coverage gaps—especially for businesses with overseas projects or clients. In Malaysia, it’s very
Understanding Territorial and Jurisdictional Limits in Liability & Casualty Insurance Read More »
Designer’s Risk Cover – Why Every Construction ProjectNeeds It Designer’s Risk Cover – Why Every Construction ProjectNeeds It In the world of construction and engineering, risk is inevitable. Even with the best planning, highly skilled professionals, and top-quality materials, defects can occur. A single design error, a batch of faulty materials, or poor workmanship in
Designer’s Risk Cover – Why Every Construction Project Needs It Read More »
When financial disputes arise—whether over a rejected insurance claim, an unauthorised bank transaction, or an investment gone wrong—consumers often feel they have limited options. Do they fight it out in court, which can be costly and time-consuming? Or simply give up, taking the loss on the chin? Starting 1 January 2025, Malaysians have a new
FMOS: Your New Avenue for Financial & Insurance Dispute Resolution Read More »
One of the most common questions we hear from business owners and professionals is: “If my Comprehensive General Liability (CGL) policy includes an Errors & Omissions (E&O) extension, do I still need Professional Indemnity Insurance(PII)?” The answer is no. While the two may seem similar, an E&O extension under a CGL policy is not the
