Author name: Jayadarshiniy Sankar

Medication counselling is one of the most important responsibilities of a community pharmacist. Patients rely heavily on pharmacists to explain: How medications work How to take them safely Possible side effects Drug interactions Proper dosage timing Storage instructions However, medication counselling also creates significant professional liability exposure. This is why professional indemnity insurance for pharmacist […]

Why Community Pharmacists Need Professional Indemnity Insurance More Than Ever Dispensing medicines is one of the core responsibilities of a community pharmacist. Patients trust pharmacists to provide the correct medication, proper instructions, and safe professional advice. But even small dispensing mistakes can potentially lead to serious professional negligence allegations. This is why professional indemnity insurance

How Can Architects Reduce Their Risk Exposure in Malaysia? (A Complete Guide to Protecting Your Practice and Reputation) How Can Architects Reduce Their Risk Exposure in Malaysia? (A Complete Guide to Protecting Your Practice and Reputation) How Can Architects Reduce Their Risk Exposure in Malaysia? (A Complete Guide to Protecting Your Practice and Reputation) 📌

📌 Introduction: Architecture Comes With Legal Responsibility In Malaysia’s fast-moving construction landscape, architects are no longer just designers—they are legally accountable professionals. Every drawing, calculation, and decision carries weight.And when something goes wrong? 👉 The question isn’t “what happened?”👉 It’s “who is responsible?” This is where professional indemnity insurance for architects becomes critical—protecting your firm

From time to time, governments may declare unexpected public holidays or non-gazetted holidays, often to mark special national events or celebrations. While these announcements may be welcomed by employees, they can create operational and financial challenges for businesses, especially if the announcement is made at short notice. Many Malaysian businesses naturally wonder: Can Business Interruption

Global trade depends on stability. However, in recent years, geopolitical tensions, regional conflicts, and disruptions to international trade routes have become more frequent. For Malaysian exporters, importers, and logistics companies, this raises an important question: What happens if cargo is damaged or lost due to war-related events? This is where Institute War Clauses (Air Cargo)

Physiotherapy practice often involves managing conditions that appear straightforward at the outset. However, clinical presentations can evolve, and outcomes are not always predictable. When treatment does not progress as expected, questions may arise. In some cases, these questions develop into formal complaints or legal claims. The following scenarios illustrate how routine cases can escalate. Case

A recent Malaysian Court of Appeal decision involving an elderly patient who suffered brain damage after a dental clinic visit serves as a powerful reminder: Even routine dental procedures can lead to serious allegations — and prolonged litigation. For dental practitioners, this case underscores the critical importance of having comprehensive Professional Indemnity Insurance for Dentist

On 9 February, the Malaysian Court of Appeal delivered a significant insurance decision involving a RM1.5 million motor insurance claim. The ruling reinforces a core principle in Malaysian insurance law — the duty of utmost good faith Malaysia. The case serves as a strong reminder to all policyholders:Failure to disclose material facts can result in

Malaysia’s increasing reliance on digital technologies has fundamentally changed the national risk landscape. As highlighted in the Malaysia Cyber Security Strategy 2020–2024 (MCSS), cyberspace now underpins economic activity, public services, national security, and societal well-being With this growing dependency comes an equally expanding exposure to cyber threats — ranging from financially motivated cybercrime to sophisticated,