Case Study

Highland Towers & The Real Cost of Design Failure: Lessons for Malaysian Architects and Engineers

On 11 December 1993, Block 1 of Highland Towers collapsed after days of heavy rainfall and a landslide. Forty-eight lives were lost, and the country came to a standstill. Court actions and compensation dragged on for years, and the settlement figure—often cited in the tens of millions of ringgit—became shorthand for how devastating a single […]

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Professional indemnity insurance for architect

When Design Goes Wrong: A Simple Malaysian Guide to Architect & Engineer Negligence (and How PII Helps)

Architects and engineers turn ideas into buildings people use every day—homes, malls, hospitals, schools. In Malaysia, they also have to make sure designs follow local laws and safety rules. Most of the time, projects go smoothly. But when something slips—an error in calculations, a missing safety feature, or the wrong material—clients can face delays, extra

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bariaric surgery insurance policy

Bariatric Surgery & Employee Benefits in Malaysia

When we think about employee benefits, we often imagine a safety net— coverage for medical emergencies, surgeries, and hospital stays. But what happens when an employee’s health condition requires a procedure often misunderstood as “cosmetic”? Let’s talk about bariatric surgery—a medically recognized treatment for severe obesity and related conditions like hypothyroidism, diabetes, hypertension, and sleep

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cyber security insurance not optional anymore

Cybersecurity & Cyber Insurance Under the 2024 Act

If Airports Can Be Attacked, What About Your Business? 🛡 With the Cyber Security Act 2024 in Effect, Cyber Insurance Is No Longer Optional 📖 Inspired by: “Cybersecurity is National Security” – The Edge Malaysia, March 25, 2025 When Malaysia Airports Holdings Bhd (MAHB) was hit with a US$10 million ransom demand during a major

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pharma fensor case study

Case Study: When Enforcement Strikes – How Pharmafensor Protected a Pharmacist from Legal Nightmare

In the often high-stakes world of pharmacy, even a routine day can suddenly spiral into a full-blown legal crisis. This is exactly what happened to one of our Pharmafensor clients earlier this year. The incident, which started as a regular dispensing process, escalated into an enforcement raid, investigation, and ultimately, a court summons—with potential fines

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fire insurance covers

Fire Insurance in Malaysia: What’s Covered, What’s Not, and Why Your Business Needs It

Discover what fire insurance covers (and doesn’t), why it’s essential for your business, and how to choose the right policy for maximum protection. Fire is one of the most devastating risks any property owner or business can face. Whether you own a retail shop, warehouse, office building, or factory, a fire can destroy years of

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cybersecurity insurance

Why Cybersecurity is Now a Critical Part of Business Insurance in Malaysia

Cyber threats are no longer just an IT issue—they are a major financial risk for businesses of all sizes. In Malaysia, cybercrime incidents have surged, with thousands of businesses facing ransomware attacks, phishing scams, and data breaches every year. For many companies, a single cyberattack can result in millions of ringgit in financial losses, legal

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The Forgotten Filing That Cost a Case

The Forgotten Filing That Cost a Case

Even experienced legal practitioners can overlook crucial filing requirements, leading to disastrous consequences. This blog explores another real-life case study and the valuable lessons it offers. Case Study: Messrs ABC A lawyer at Messrs ABC was instructed to file an appeal against a High Court judgment. In compliance with court procedure, the Memorandum of Appeal

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a lawyer

Protecting Your Legal Practice: Lessons from Real Cases

The Costly Address Mix-Up: A Case of Missed Deadlines Mistakes happen, but in the legal profession, even minor errors can have severe consequences. This blog series explores real-life legal missteps and the lessons they offer. Case Study: Messrs ABC A simple oversight—a letter sent to an outdated business address—resulted in a law firm missing a

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contractor all risk insurance essential

Contractors’ All Risks (CAR) Insurance: The Safety Net for Every Construction Project

Construction projects are inherently risky ventures, with unforeseen events lurking around every corner. Contractors’ All Risks (CAR) Insurance isn’t just another policy—it’s your shield against the unexpected. What is Contractors All Risk Insurance in Malaysia? Contractors all risk insurance is a comprehensive policy in Malaysia crafted to protect construction projects. It covers: Material Damage: Protection

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