Liability Insurance

In today’s competitive job market, attracting and retaining top talent takes more than just offering a good salary. Employees now expect a workplace that values their wellbeing — and one of the most powerful ways to show that is through employee benefits insurance. For HR managers in Malaysia, understanding how to structure and optimise these […]

When a construction dispute lands on your desk, two legal paths usually shape your exposure: contract and tort (negligence). For Malaysian architects and engineers, understanding the difference—and how both can apply at the same time—is essential to reduce risk, defend your work, and keep projects moving. This guide breaks down the basics in plain language,

In Malaysia, fire safety isn’t just best practice—it’s the law. The Uniform Building By-Laws (UBBL) 1984 sets minimum requirements for escape routes, fire resistance, compartmentation, access for fire appliances, and more. When designs miss these requirements—or when later interpretations reveal gaps—projects face delays, costly rectification, and potential negligence claims against the design team. That’s why

In today’s legal landscape, relying solely on the mandatory PII limit of RM350,000 per claim may leave your firm exposed — especially when handling complex transactions, high-value litigation, or corporate advisory matters. That’s where a Top-Up Professional Indemnity Insurance (PII) policy becomes essential.  At Minaris, we specialise in tailoring cost-effective Top-Up PII solutions, allowing legal

Healthcare professionals such as doctors, dentists, physiotherapists, chiropractors, nurses, and allied health practitioners deal with patients daily — and even with best practice, complaints or allegations can arise unexpectedly.  Real Scenario: A patient files a negligence complaint after a routine treatment leads to complications. Without proper coverage, the practitioner must handle lawyers, investigations, and legal

When a cyberattack strikes, most organizations immediately think of IT — servers, systems, and software. But in reality, recovering from a cyber incident requires far more than just technical fixes.  Behind every successful recovery is a Specialist Incident Response Ecosystem — a coordinated team of experts who work together to contain the breach, protect the

Choosing the right liability insurance can be confusing — especially when terms like  Combined General Liability (CGL) and Contractors’ General Liability sound almost alike. However, the right choice depends heavily on the nature of your business and the risks you face.  Here’s a simple guide to help you decide: If You’re a Manufacturer — Choose

In today’s increasingly litigious healthcare environment, the importance of medical indemnity insurance cannot be overstated. For healthcare professionals, one small mistake—or even a false claim—can lead to costly lawsuits, reputational damage, and career disruption. If you’re a doctor, specialist, or medical business owner in Malaysia, you might be asking: Is it really worth investing in