Liability Insurance

When it comes to running a legal practice in Malaysia, professional liability risks are part of the job. From client fund handling to conflicts of interest and allegations of professional breaches, law firms today face exposure that can lead to serious financial consequences. This is where Professional Indemnity Insurance (PII) comes in—protecting firms against the […]

Starting 1st September 2025, Malaysian drivers involved in minor single vehicle accidents along selected PLUS Highways can now submit e-Police reports online. This new initiative by PDRM (Royal Malaysia Police) makes it easier, faster, and more convenient for motorists to comply with reporting requirements—especially for insurance and takaful claims. Here’s what you need to know:

Decode Top-Up Professional Indemnity Insurance: 23Key Terms Every Law Firm Should Know When buying Top-Up Professional Indemnity Insurance (Excess Layer PII) for law firms in Malaysia, the policy wording often comes with technical terms that can be confusing. At Minaris Risk Management, we believe in making things simple for our clients. Here’s a clear explanation

Understanding Territorial and Jurisdictional Limits inLiability & Casualty Insurance When it comes to liability and casualty insurance, two terms often create confusion: Territorial Limit Jurisdictional Limit They may sound similar but serve very different purposes. If misunderstood, they can lead to unexpected coverage gaps—especially for businesses with overseas projects or clients. In Malaysia, it’s very

Designer’s Risk Cover – Why Every Construction ProjectNeeds It Designer’s Risk Cover – Why Every Construction ProjectNeeds It In the world of construction and engineering, risk is inevitable. Even with the best planning, highly skilled professionals, and top-quality materials, defects can occur. A single design error, a batch of faulty materials, or poor workmanship in

In today’s globalised economy, shipping goods across borders is not just a convenience — it’s a necessity. Whether you’re importing raw materials or exporting finished products, your cargo is exposed to various risks throughout its journey.  Marine cargo insurance plays a crucial role in protecting your financial interests, providing coverage for loss or damage to

Commercial General Liability (CGL) insurance exists to protect your business from financial loss due to unexpected accidents and lawsuits. But what does that really look like in practice? In Malaysia, many SMEs and business owners don’t fully understand the types of claims CGL actually covers — until it’s too late. In this article, we’ll walk

For many small and medium enterprises (SMEs) in Malaysia, Commercial General Liability (CGL) insurance may feel like an unnecessary expense — especially when budgets are tight and profit margins are thin. But the reality is: liability risks are unpredictable, and even a single incident can cripple an unprotected business. In this article, we explore five

Whether you’re running a cafe, managing a factory, or providing services at client sites, Commercial General Liability (CGL) insurance is a smart and often essential investment. But how much does it actually cost in Malaysia? There’s no one-size-fits-all price tag. CGL premiums depend on several business-specific factors — and not understanding them can lead to

If you’re running a business in Malaysia, you’ve likely come across terms like Commercial General Liability (CGL), Public Liability Insurance, and Professional Indemnity Insurance. These insurance types may sound similar — after all, they all deal with risk and liability — but they serve very different purposes. In this article, we’ll break down: What each