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Malaysia’s general insurance sector is entering a period of transformation as new solvency rules under Risk-Based Capital Framework 2 (RBC 2) are set to take effect in 2027. The upcoming framework is expected to push insurers to restructure, consolidate, and possibly increase premiums, due to the need for higher capital reserves—especially for catastrophe risks like

Filing a general liability insurance claim can feel overwhelming, especially if you’ve never done it before. But in the event of an accident, property damage, or legal dispute, knowing how to respond quickly and correctly can make all the difference.  In this guide, we’ll walk you through exactly how to file a Comprehensive General Liability

Running a small or medium-sized enterprise (SME) in Malaysia comes with its share of challenges—and risks. From customer slip-and-fall incidents to third-party property damage or advertising disputes, liability claims can hit unexpectedly and hard.  One of the best ways for SMEs to protect themselves is through general liability insurance, also known as comprehensive general liability

Understanding the cost of general liability insurance is crucial for business owners in Malaysia. Whether you’re an SME or a growing enterprise, knowing what influences your premium can help you make informed decisions and avoid overpaying.  This article breaks down the key cost factors, typical price ranges, and tips for managing your insurance budget while

When it comes to protecting your business, liability insurance plays a vital role. However, many business owners in Malaysia struggle to understand the differences between Public Liability Insurance and Comprehensive General Liability (CGL) Insurance.  While both provide essential protection, they serve different purposes. This article explains how they compare, what each one covers, and how

As a business owner, protecting your company from unexpected risks is essential to long-term sustainability. General liability insurance, often referred to as Comprehensive General Liability (CGL) insurance, is one of the most important types of coverage available.  But what exactly does it cover? This article breaks down the key areas protected under a general liability

Protecting your business from the unexpected is no longer optional—it’s essential. At Minaris, we believe in empowering businesses with the right insurance solutions that provide peace of mind and long-term resilience.  This guide walks you through everything you need to know about comprehensive general liability (CGL) insurance in Malaysia, including coverage details, exclusions, who needs