Author name: KH CHEW

KH Chew is the Founder and Risk Advisor of Minaris, with over 30 years of experience in the insurance industry. He holds a Diploma in Insurance from the Malaysian Insurance Institute (MII), which laid the foundation for his in-depth expertise in property, financial lines, and other general insurance products. He is widely recognized for developing tailored insurance schemes for professionals and businesses across Malaysia. KH is also a passionate advocate for risk management and regularly advises clients and trade associations on comprehensive coverage strategies.

e invoice system malaysia

Understanding Malaysia’s e-Invoice System: What It Is, Why It Matters, and What Information We Collect

The Malaysian Inland Revenue Board (LHDN) is implementing an e-Invoice system as part of its efforts to enhance tax compliance and improve the efficiency of business transactions. With the growing shift towards digital transformation, the e-Invoice initiative is designed to streamline tax administration, minimize fraud, and simplify tax reporting for businesses of all sizes. If […]

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what is professional indemnity insurance

What Does Professional Indemnity Insurance Cover? A Complete Guide for Businesses & Professionals

In today’s highly competitive and regulated business environment, professionals and businesses offering services or advice face legal and financial risks. Mistakes, misunderstandings, or client dissatisfaction can lead to costly lawsuits that damage both reputation and finances. This is where Professional Indemnity Insurance (PII) becomes essential. Whether you’re a consultant, doctor, lawyer, architect, engineer, or any

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cyber security liability

5 Reasons Cyber Insurance is Now a Must-Have for Malaysian Businesses

1. SMEs Are Prime Targets for Cybercriminals Many small and medium-sized businesses believe they are too small to be hacked. The reality? Cybercriminals target SMEs more often because they typically lack strong cybersecurity defenses. 📌 Fact: Over 60% of SMEs shut down within six months of experiencing a cyberattack. 2. Data Breaches Lead to Legal

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cybersecurity insurance

Why Cybersecurity is Now a Critical Part of Business Insurance in Malaysia

Cyber threats are no longer just an IT issue—they are a major financial risk for businesses of all sizes. In Malaysia, cybercrime incidents have surged, with thousands of businesses facing ransomware attacks, phishing scams, and data breaches every year. For many companies, a single cyberattack can result in millions of ringgit in financial losses, legal

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business insurance

9 Essential Insurance Insights Every Malaysian Business Owner Should Know

Running a business in Malaysia is an exciting journey, but it also comes with its fair share of risks. From unexpected accidents to financial losses, having the right business insurance can make all the difference between survival and shutdown. Many SME owners often overlook insurance protection, thinking it’s unnecessary or too expensive—until disaster strikes. To

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insurance protection

Essential Business Insurance Types – Which One Do You Need?

Not all business insurance policies are the same. Depending on your industry, business size, and risks, you may need different types of coverage. In this guide, we’ll break down the key types of business insurance, so you can choose the best protection for your company. 8 Must-Have Business Insurance Policies 1️⃣ General Liability Insurance ✔️

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why business needs insurance (1)

Business Insurance 101: Everything Entrepreneurs Need to Know

Starting a business is exciting, but have you considered how to protect it? A single lawsuit, fire, or unexpected event can cripple your finances and even shut down your company. This is why business insurance is not just an option—it’s a necessity. In this guide, we’ll explain why business insurance is crucial, the risks it

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Busting insurance myth

10 General Insurance Myths That Could Cost You Big – Don’t Fall for Them!

General insurance plays a crucial role in protecting businesses and individuals from unexpected financial losses. However, despite its importance, many misconceptions still surround general insurance, causing confusion and sometimes leading people to make costly mistakes. In this article, we’ll debunk some of the most common myths about general insurance and provide clarity so you can

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The Forgotten Filing That Cost a Case

The Forgotten Filing That Cost a Case

Even experienced legal practitioners can overlook crucial filing requirements, leading to disastrous consequences. This blog explores another real-life case study and the valuable lessons it offers. Case Study: Messrs ABC A lawyer at Messrs ABC was instructed to file an appeal against a High Court judgment. In compliance with court procedure, the Memorandum of Appeal

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a lawyer

Protecting Your Legal Practice: Lessons from Real Cases

The Costly Address Mix-Up: A Case of Missed Deadlines Mistakes happen, but in the legal profession, even minor errors can have severe consequences. This blog series explores real-life legal missteps and the lessons they offer. Case Study: Messrs ABC A simple oversight—a letter sent to an outdated business address—resulted in a law firm missing a

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