Author name: KH CHEW

KH Chew is the Founder and Risk Advisor of Minaris, with over 30 years of experience in the insurance industry. He holds a Diploma in Insurance from the Malaysian Insurance Institute (MII), which laid the foundation for his in-depth expertise in property, financial lines, and other general insurance products. He is widely recognized for developing tailored insurance schemes for professionals and businesses across Malaysia. KH is also a passionate advocate for risk management and regularly advises clients and trade associations on comprehensive coverage strategies.

business insurance

9 Essential Insurance Insights Every Malaysian Business Owner Should Know

Running a business in Malaysia is an exciting journey, but it also comes with its fair share of risks. From unexpected accidents to financial losses, having the right business insurance can make all the difference between survival and shutdown. Many SME owners often overlook insurance protection, thinking it’s unnecessary or too expensive—until disaster strikes. To […]

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insurance protection

Essential Business Insurance Types – Which One Do You Need?

Not all business insurance policies are the same. Depending on your industry, business size, and risks, you may need different types of coverage. In this guide, we’ll break down the key types of business insurance, so you can choose the best protection for your company. 8 Must-Have Business Insurance Policies 1️⃣ General Liability Insurance ✔️

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why business needs insurance (1)

Business Insurance 101: Everything Entrepreneurs Need to Know

Starting a business is exciting, but have you considered how to protect it? A single lawsuit, fire, or unexpected event can cripple your finances and even shut down your company. This is why business insurance is not just an option—it’s a necessity. In this guide, we’ll explain why business insurance is crucial, the risks it

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Busting insurance myth

10 General Insurance Myths That Could Cost You Big – Don’t Fall for Them!

General insurance plays a crucial role in protecting businesses and individuals from unexpected financial losses. However, despite its importance, many misconceptions still surround general insurance, causing confusion and sometimes leading people to make costly mistakes. In this article, we’ll debunk some of the most common myths about general insurance and provide clarity so you can

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The Forgotten Filing That Cost a Case

The Forgotten Filing That Cost a Case

Even experienced legal practitioners can overlook crucial filing requirements, leading to disastrous consequences. This blog explores another real-life case study and the valuable lessons it offers. Case Study: Messrs ABC A lawyer at Messrs ABC was instructed to file an appeal against a High Court judgment. In compliance with court procedure, the Memorandum of Appeal

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a lawyer

Protecting Your Legal Practice: Lessons from Real Cases

The Costly Address Mix-Up: A Case of Missed Deadlines Mistakes happen, but in the legal profession, even minor errors can have severe consequences. This blog series explores real-life legal missteps and the lessons they offer. Case Study: Messrs ABC A simple oversight—a letter sent to an outdated business address—resulted in a law firm missing a

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data centre on fire

Business Interruption Insurance: A Lifeline for Data Centers and Electronics Factories

Picture this: A lightning strike causes a fire in your state-of-the-art electronics manufacturing plant, halting production lines indefinitely. Or, your data center experiences a prolonged power outage due to flooding, impacting customers who rely on your uptime. In industries where every second counts and downtime can lead to millions in losses, Business Interruption Insurance (BII)

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Group health insurance for employee

Elevating Employee Well-Being with Group Health Insurance

A New Era in Employee Care In today’s competitive landscape, employee well-being is a top priority for businesses aiming to attract and retain top talent. Providing group health insurance is no longer an optional benefit—it’s a necessity. This ensures employees are financially protected during medical emergencies, fostering a healthier, happier workforce. What Makes Group Health

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Erection All Risks (EAR) Insurance: Tailored Protection for Installation Projects

Erection All Risks (EAR) Insurance: Tailored Protection for Installation Projects

When it comes to installing machinery, steel structures, or industrial equipment, risks don’t just end at assembly. The installation phase is a critical period where unforeseen mishaps can lead to severe financial loss or project delays. That’s why Erection All Risks (EAR) Insurance is indispensable for contractors and businesses involved in such projects. What is

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contractor all risk insurance essential

Contractors’ All Risks (CAR) Insurance: The Safety Net for Every Construction Project

Construction projects are inherently risky ventures, with unforeseen events lurking around every corner. Contractors’ All Risks (CAR) Insurance isn’t just another policy—it’s your shield against the unexpected. What is Contractors All Risk Insurance in Malaysia? Contractors all risk insurance is a comprehensive policy in Malaysia crafted to protect construction projects. It covers: Material Damage: Protection

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