Author name: KH CHEW

KH Chew is the Founder and Risk Advisor of Minaris, with over 30 years of experience in the insurance industry. He holds a Diploma in Insurance from the Malaysian Insurance Institute (MII), which laid the foundation for his in-depth expertise in property, financial lines, and other general insurance products. He is widely recognized for developing tailored insurance schemes for professionals and businesses across Malaysia. KH is also a passionate advocate for risk management and regularly advises clients and trade associations on comprehensive coverage strategies.

Erection All Risks (EAR) Insurance: Tailored Protection for Installation Projects

Erection All Risks (EAR) Insurance: Tailored Protection for Installation Projects

When it comes to installing machinery, steel structures, or industrial equipment, risks don’t just end at assembly. The installation phase is a critical period where unforeseen mishaps can lead to severe financial loss or project delays. That’s why Erection All Risks (EAR) Insurance is indispensable for contractors and businesses involved in such projects. What is […]

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contractor all risk insurance essential

Contractors’ All Risks (CAR) Insurance: The Safety Net for Every Construction Project

Construction projects are inherently risky ventures, with unforeseen events lurking around every corner. Contractors’ All Risks (CAR) Insurance isn’t just another policy—it’s your shield against the unexpected. What is Contractors All Risk Insurance in Malaysia? Contractors all risk insurance is a comprehensive policy in Malaysia crafted to protect construction projects. It covers: Material Damage: Protection

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PROFESSIONAL indemnity insurance

What is Professional Indemnity Insurance (PII)?

Professional Indemnity Insurance (PII) is a specialized form of coverage designed to protect professionals and businesses from claims made by clients or third parties due to errors, omissions, or negligence in the services they provide. It acts as a safety net for professionals who offer advice, expertise, or services, ensuring that if something goes wrong,

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Public Liability vs Professional Indemnity Insurance: Key Differences and Why Your Business Needs Both

Public Liability vs Professional Indemnity Insurance: Key Differences and Why Your Business Needs Both

As a business owner or professional, you face a variety of risks that could lead to financial losses, legal issues, or reputational damage. Two types of insurance that are often misunderstood but crucial for protecting your business are Public Liability Insurance and Professional Indemnity Insurance. Although they both safeguard your business, they cover very different

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legal firm retroactive date

Protect Your Legal Firm with the Optimal Retroactive Date

Understanding the Importance of the Retroactive Date in Professional Indemnity Insurance What is a Retroactive Date? The retroactive date is a critical element in a claims-made Professional Indemnity Insurance (PII) policy. It plays a pivotal role in determining whether your insurance will cover claims related to past incidents. Specifically, the retroactive date marks the earliest

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lawyer coverage

How Top-Up Professional Indemnity Insurance Helps Your Firm?

As legal professionals, ensuring your firm is adequately protected is paramount. Here’s how Top-Up Professional Indemnity Insurance can provide that extra layer of security beyond your mandatory coverage: When Mandatory Limits Are Exhausted Claims can exceed your mandatory policy limits. Top-Up Insurance provides extra coverage, ensuring full protection against substantial claims. Securing Bank Panelship Financial

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secure bank panelship

Securing Bank Panelships with Confidence

Unlock Prestigious Bank Panelship with Minaris Alex was on the brink of securing a prestigious bank panelship but needed additional coverage to make it happen. Enter Minaris Top-Up PII. With comprehensive solutions and unparalleled coverage, Alex confidently met the bank’s stringent requirements. Top-Up Professional Indemnity Insurance The result? Alex secured the panelship, significantly boosting his

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