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Memiliki Polisi Professional Indemnity Insurance Mandatori merupakan sebahagian penting daripada perlindungan sesebuah firma guaman. Namun, satu persoalan yang jarang ditanya ialah: Adakah had perlindungan tersebut masih mencukupi untuk tahap pendedahan firma anda hari ini? Keperluan sesebuah firma tidak kekal sama dari tahun ke tahun. Firma berkembang. Klien berubah. Nilai transaksi meningkat. Skop perkhidmatan menjadi lebih […]

Dalam profesion guaman, setiap nasihat, dokumen dan keputusan profesional membawa amanah serta tanggungjawab yang besar. Apabila sesebuah firma berkembang, nilai transaksi, profil klien dan tahap pendedahan profesionalnya juga boleh berubah. Atas keperluan tersebut, Minaris Risk Management bersama Takaful Ikhlas memperkenalkan HIMAYA Takaful Top-Up PII, satu pilihan perlindungan tambahan yang direka untuk firma guaman yang mahukan

Professional Indemnity Insurance may be relevant for individuals and businesses that provide specialised advice, services or expertise. A mistake, omission or misunderstanding can result in a complaint, financial demand or legal claim. Even a relatively small professional error may be connected to a project or transaction involving significant financial exposure. Understanding whether your profession requires

What Is Professional Indemnity Insurance in Malaysia? Professional expertise carries responsibility. Clients rely on professionals to provide accurate advice, appropriate treatment, reliable designs and informed recommendations. When a client believes that a professional service has caused financial loss, injury or damage, the professional may face a complaint, demand or legal claim. Professional Indemnity Insurance is

Many business owners assume that one liability insurance policy is enough. However, Professional Indemnity Insurance and Public Liability Insurance protect against different types of claims. A business may face both professional and operational risks. This means some businesses may benefit from arranging both policies. When Is Professional Indemnity Insurance Needed? Professional Indemnity Insurance may be

For eligible local employees, participation in PERKESO LINDUNG 24 Jam is voluntary, while it remains mandatory for foreign employees. Before opting out, consider one important question: What protection will you have if an accident happens outside working hours? Opting out may reduce your monthly salary deduction, but it could also leave you without financial protection

For businesses involved in import, export, or logistics, marine cargo insurance is not optional — it is a critical risk management tool. Whether you are shipping goods through Penang Port or internationally, one key question arises: 👉 What exactly does marine cargo insurance cover — and what’s the difference between ICC A, B, and C?

Everything Malaysian dentists need to know about Professional Indemnity Insurance and the 2027 APC renewal. 2027 APC Renewal Has Officially Started If you’re a practising dentist in Malaysia, it’s time to prepare for your 2027 Annual Practising Certificate (APC) renewal. One of the most common questions we receive from dentists is: “Is Professional Indemnity Insurance

Understanding the most common professional liability risks—and why Professional Indemnity Insurance matters. 2027 APC Renewal Has Started As Malaysian dentists prepare for their 2027 Annual Practising Certificate (APC) renewal, now is also the perfect time to review your Professional Indemnity Insurance. Most dentists dedicate years to developing their clinical skills, yet even experienced practitioners may

What Does Dental Professional Indemnity Insurance Typically Cover? While every insurer offers different policy wordings and benefits, most Dental Professional Indemnity Insurance policies are designed to protect dentists against claims arising from the provision of professional dental services. Understanding what your policy covers is just as important as having one. The cheapest policy is not