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A recent Malaysian Court of Appeal decision involving an elderly patient who suffered brain damage after a dental clinic visit serves as a powerful reminder: Even routine dental procedures can lead to serious allegations — and prolonged litigation. For dental practitioners, this case underscores the critical importance of having comprehensive Professional Indemnity Insurance for Dentist […]

On 9 February, the Malaysian Court of Appeal delivered a significant insurance decision involving a RM1.5 million motor insurance claim. The ruling reinforces a core principle in Malaysian insurance law — the duty of utmost good faith Malaysia. The case serves as a strong reminder to all policyholders:Failure to disclose material facts can result in

Malaysia’s increasing reliance on digital technologies has fundamentally changed the national risk landscape. As highlighted in the Malaysia Cyber Security Strategy 2020–2024 (MCSS), cyberspace now underpins economic activity, public services, national security, and societal well-being With this growing dependency comes an equally expanding exposure to cyber threats — ranging from financially motivated cybercrime to sophisticated,

When businesses purchase property insurance, the focus is almost always on major perils — fire, explosion, flood, storms, or natural catastrophes. These risks are visible. They feel dramatic.But in practice, many of the most frequent and costly property losses do not arise from extraordinary events. They arise from day-to-day operations. At Minaris Risk Management, a

Cyber insurance was created for one simple reason:to help businesses survive when a cyber incident happens. It does not stop cybercrime from occurring — but it plays a critical role in protecting a company’s financial stability, reputation, and continuity when systems are compromised. And today, with AI-driven attacks, ransomware automation, phishing bots, and deepfake scams,

Malaysia’s increasing reliance on digital technologies has fundamentally changed the national risk landscape. As highlighted in the Malaysia Cyber Security Strategy 2020–2024 (MCSS), cyberspace now underpins economic activity, public services, national security, and societal well-being With this growing dependency comes an equally expanding exposure to cyber threats — ranging from financially motivated cybercrime to sophisticated,

Introduction: Good Risk Management Starts Before the Claim Most lawyers understand the importance of issuing a Letter of Engagement at the start of every client relationship. Clear instructions, defined scope, and agreed fees reduce misunderstandings and help prevent disputes. But in today’s legal environment, documentation alone is no longer sufficient protection. Even with a properly

Legal practice in Malaysia today goes far beyond courtroom advocacy. Lawyers are routinely involved in high-value conveyancing, corporate advisory, banking and finance transactions, arbitration, regulatory matters, and cross-border work. While these services create opportunities, they also significantly increase professional liability exposure. Most law firms comply with the mandatory Professional Indemnity Insurance (PII) requirement—but many underestimate

In an era where data is as valuable as currency, a single cyberattack can cripple even the most prepared business. From phishing scams to ransomware and data breaches, digital threats have become the new reality for Malaysian companies — big and small. That’s where cyber security insurance steps in. Often overlooked, this policy provides crucial

Marine cargo insurance is often perceived as a simple “all-risks” safety net—once goods are insured, many assume every loss will be paid. In reality, a significant number of marine cargo claims are reduced or rejected not because insurance is absent, but because expectations do not match policy reality. This article addresses the most common marine