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In Malaysia, fire safety isn’t just best practice—it’s the law. The Uniform Building By-Laws (UBBL) 1984 sets minimum requirements for escape routes, fire resistance, compartmentation, access for fire appliances, and more. When designs miss these requirements—or when later interpretations reveal gaps—projects face delays, costly rectification, and potential negligence claims against the design team. That’s why […]

In today’s legal landscape, relying solely on the mandatory PII limit of RM350,000 per claim may leave your firm exposed — especially when handling complex transactions, high-value litigation, or corporate advisory matters. That’s where a Top-Up Professional Indemnity Insurance (PII) policy becomes essential.  At Minaris, we specialise in tailoring cost-effective Top-Up PII solutions, allowing legal

Healthcare professionals such as doctors, dentists, physiotherapists, chiropractors, nurses, and allied health practitioners deal with patients daily — and even with best practice, complaints or allegations can arise unexpectedly.  Real Scenario: A patient files a negligence complaint after a routine treatment leads to complications. Without proper coverage, the practitioner must handle lawyers, investigations, and legal

When a cyberattack strikes, most organizations immediately think of IT — servers, systems, and software. But in reality, recovering from a cyber incident requires far more than just technical fixes.  Behind every successful recovery is a Specialist Incident Response Ecosystem — a coordinated team of experts who work together to contain the breach, protect the

Choosing the right liability insurance can be confusing — especially when terms like  Combined General Liability (CGL) and Contractors’ General Liability sound almost alike. However, the right choice depends heavily on the nature of your business and the risks you face.  Here’s a simple guide to help you decide: If You’re a Manufacturer — Choose

In today’s increasingly litigious healthcare environment, the importance of medical indemnity insurance cannot be overstated. For healthcare professionals, one small mistake—or even a false claim—can lead to costly lawsuits, reputational damage, and career disruption. If you’re a doctor, specialist, or medical business owner in Malaysia, you might be asking: Is it really worth investing in

When it comes to running a legal practice in Malaysia, professional liability risks are part of the job. From client fund handling to conflicts of interest and allegations of professional breaches, law firms today face exposure that can lead to serious financial consequences. This is where Professional Indemnity Insurance (PII) comes in—protecting firms against the

Starting 1st September 2025, Malaysian drivers involved in minor single vehicle accidents along selected PLUS Highways can now submit e-Police reports online. This new initiative by PDRM (Royal Malaysia Police) makes it easier, faster, and more convenient for motorists to comply with reporting requirements—especially for insurance and takaful claims. Here’s what you need to know:

Decode Top-Up Professional Indemnity Insurance: 23Key Terms Every Law Firm Should Know When buying Top-Up Professional Indemnity Insurance (Excess Layer PII) for law firms in Malaysia, the policy wording often comes with technical terms that can be confusing. At Minaris Risk Management, we believe in making things simple for our clients. Here’s a clear explanation