Liability Insurance

As a business owner in Malaysia, safeguarding your company from unforeseen risks is no longer optional—it’s essential. One major way to protect your operations is through the right liability insurance. Two of the most common options are Public Liability Insurance and Comprehensive General Liability (CGL) Insurance. While they sound similar, they cover different risks. Knowing […]

When financial disputes arise—whether over a rejected insurance claim, an unauthorised bank transaction, or an investment gone wrong—consumers often feel they have limited options. Do they fight it out in court, which can be costly and time-consuming? Or simply give up, taking the loss on the chin? Starting 1 January 2025, Malaysians have a new

Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the

One of the most common questions we hear from business owners and professionals is: “If my Comprehensive General Liability (CGL) policy includes an Errors & Omissions (E&O) extension, do I still need Professional Indemnity Insurance(PII)?” The answer is no. While the two may seem similar, an E&O extension under a CGL policy is not the

In an increasingly digital world, cyber threats are no longer a distant risk — they are a daily reality. From ransomware attacks to data breaches and phishing scams, businesses of all sizes in Malaysia face growing cybersecurity threats. This is where cyber security insurance steps in as a powerful layer of financial protection. But what

In today’s hyper-connected business environment, cyberattacks can strike without warning — whether it’s ransomware, a phishing scam, or a massive data breach. If you’re covered by cyber security insurance, you already took the first smart step to protect your business.  But in the heat of the moment, knowing exactly how to file a cyber security

Cybercrime is no longer a concern exclusive to large corporations. In Malaysia, Small and Medium Enterprises (SMEs) are now among the most frequent targets of cyberattacks — from phishing scams and ransomware to data breaches and business email compromise.  Unfortunately, many SMEs still lack the protection they need. That’s where cyber security insurance comes in.