Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the Practitioner? Who Bears the Liability When a Medical Device Fails –The Manufacturer or the […]
One of the most common questions we hear from business owners and professionals is: “If my Comprehensive General Liability (CGL) policy includes an Errors & Omissions (E&O) extension, do I still need Professional Indemnity Insurance(PII)?” The answer is no. While the two may seem similar, an E&O extension under a CGL policy is not the
In an increasingly digital world, cyber threats are no longer a distant risk — they are a daily reality. From ransomware attacks to data breaches and phishing scams, businesses of all sizes in Malaysia face growing cybersecurity threats. This is where cyber security insurance steps in as a powerful layer of financial protection. But what
What Does Cyber Security Insurance Actually Cover in Malaysia Read More »
For many Malaysian business owners, navigating the world of insurance can feel like decoding a foreign language. Two essential types of coverage that often cause confusion are cyber insurance and public liability insurance. While both offer critical protection, they cover very different risks. In today’s digital economy, understanding the difference between these two insurance types
As cyber threats continue to rise across Malaysia, more businesses are investing in cyber security insurance. But one of the first questions business owners ask is: “How much does cyber security insurance cost in Malaysia?” The short answer? It depends. The long answer involves understanding your business’s risk profile, industry, data sensitivity, and security practices
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In today’s hyper-connected business environment, cyberattacks can strike without warning — whether it’s ransomware, a phishing scam, or a massive data breach. If you’re covered by cyber security insurance, you already took the first smart step to protect your business. But in the heat of the moment, knowing exactly how to file a cyber security
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Cybercrime is no longer a concern exclusive to large corporations. In Malaysia, Small and Medium Enterprises (SMEs) are now among the most frequent targets of cyberattacks — from phishing scams and ransomware to data breaches and business email compromise. Unfortunately, many SMEs still lack the protection they need. That’s where cyber security insurance comes in.
Best Cyber Security Insurance Plans for Malaysian SMEs in 2025 Read More »
In today’s digitally driven world, the question is no longer if a cyber attack will happen — but when. Whether you’re a business handling sensitive client data or an individual storing personal information online, cyber threats are very real and increasingly common. From ransomware and phishing scams to data breaches and email fraud, the financial
Is It Worth Having Cyber Insurance? A Guide for Malaysian Consumers and Businesses Read More »
When we think about employee benefits, we often imagine a safety net— coverage for medical emergencies, surgeries, and hospital stays. But what happens when an employee’s health condition requires a procedure often misunderstood as “cosmetic”? Let’s talk about bariatric surgery—a medically recognized treatment for severe obesity and related conditions like hypothyroidism, diabetes, hypertension, and sleep
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Malaysia’s general insurance sector is entering a period of transformation as new solvency rules under Risk-Based Capital Framework 2 (RBC 2) are set to take effect in 2027. The upcoming framework is expected to push insurers to restructure, consolidate, and possibly increase premiums, due to the need for higher capital reserves—especially for catastrophe risks like
RBC 2 & Insurance Industry Consolidation in Malaysia Read More »
